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A simpler way to offer financing for golf carts.

Magwitch helps golf cart dealers offer fast, flexible payment options at the point of sale—covering new and used carts, upgrades, accessories, batteries, and services. We focus on simplicity, transparency, and speed, so your team can close more deals confidently without getting bogged down in financing complexity.

We believe financing should help you close the deal — not slow it down.

Ready to onboard?

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Financing built for golf cart dealers — without slowing down the sale.

Increase approvals across more buyers

Single-lender financing limits who you can sell to. Magwitch gives golf cart dealers multiple financing paths through one simple application—helping more customers get approved without restarting the process.

One simple application, multiple outcomes

Customers complete one clean, mobile-friendly application. When available, you review financing options in one place and move the deal forward—no juggling portals or re-submitting information.

Built for how golf carts are actually sold

Designed for showroom and remote sales. Share a link, walk a customer through the application, or let them finish later—without slowing down inventory turns, custom builds, upgrades, or delivery timelines.

Designed to help you sell more carts with less friction.

More approvals. Cleaner workflow. Financing your team will actually use.

The impact of offering financing on your sales

By offering financing through Magwitch, golf cart dealers can reduce price resistance, sell more upgraded carts, and move inventory faster. Instead of focusing on the total purchase price, conversations shift to affordable monthly payments—making it easier for customers to move forward on new and used carts, custom builds, lithium battery upgrades, accessories, and add-ons.


  • Fast decisions for most applications
    ​
  • Financing support for higher-priced inventory, upgrades, and accessories
    ​
  • Clean, dealer-friendly dashboard
    ​
  • Built for showroom and remote buyers

Traditional Installment

Fico - Term

12 Months

24 Months

48 Months

60 Months

72 Months

Fee

800+

6.99%

6.99%

6.99%

6.99%

10.99%

0 - 3%

750 - 799

6.99%

6.99%

6.99%

6.99%

10.99%

0 - 3%

700 - 749

6.99%

6.99%

6.99%

6.99%

10.99%

0 - 3%

680 - 699

10.99%

10.99%

10.99%

10.99%

10.99%

0 - 3%

650 - 679

12.99%

12.99%

12.99%

12.99%

12.99%

0 - 5%

630 - 649

14.99%

14.99%

14.99%

14.99%

14.99%

0 - 5%

Starting Rates -Rates May Vary Due to Credit Profile*

Traditional Golf Cart Financing

  • APRs starting as low as 6.99% for eligible customers
  • Terms up to 72 months with loan amounts from $1,000 to $25,000+, depending on program
  • Instant decisions using soft credit pulls

Eligible Uses

  • New and used golf carts, including electric and gas models
  • Parts, accessories, and upgrades (lifts, wheels, enclosures, lighting, and more)
  • Lithium battery replacements and conversions

Sub-Prime Programs

Programs May Vary Pending Per Vertical*


Installment

Revolving Line

Lease

Guaranteed

FICO

525+

550+

No Credit

Guaranteed Approval

Amount

$15,000 Max

$15,000 Max

$15,000 Max

$15,000

Terms

72 Months

Revolver

48 Months

36 Months

APRs

24.99%

24.99%

Lease Factor

24.99%

Fees

7.99%

7.99%

3 - 5%

Upon Request

Additional Programs

Funding, payouts & cost — made simple

Approved funds are paid directly to your business, so you can move inventory, deliver products, and complete sales without cash-flow delays or added complexity.

❖ Direct Funding

When a sale is completed

Approved funds are paid directly to your business once the financing process is finalized—no intermediaries and no manual payout steps.

❖ Payout Options

Choose what works best for your operation

Instant payout options are available for faster access to funds, or you can use standard ACH deposits.

❖ Flexible Funding

Built for real sales and delivery timelines

Financing options are designed to support new and used golf carts, custom builds, and add-ons—making it easier for customers to move forward on higher-value purchases.

You’ll get:

  • Direct funding to your business
  • Instant payout or standard ACH options
  • No setup fees, no monthly fees, no subscription costs

Have a quick question before moving forward?

If you’d like to walk through anything, confirm a detail, or ask a few questions first, you can book a short call below.

Book a 15-minute call

Ready to onboard?

If you’re ready to move forward, you can begin onboarding now.
​The setup form collects basic business and ownership details so we can configure your account and get you ready to submit applications.

You don’t need to have everything perfect — our team will review your information and follow up if anything is missing.

Get Started

Contact Us

www.Magwitch.com | (800) 970-1158 | Sales@magwitch.io